Peoples State Bank Checking Products

REGULAR CHECKING ACCOUNT

• Detailed monthly statement with images of checks and deposits
  
• Direct deposit available
  
• ATM/Debit card available
  
• Telephone Banking Service available 24 hours
  
• $100 minimum opening deposit
  
• Automatic transfers
  
• No maintenance fee will apply if you maintain a balance of $500 or more every day of the statement cycle. Otherwise, a maintenance fee plus a check/debit fee will apply

STAR CLUB ACCOUNT

• Detailed monthly statement with images of checks and deposits
  
• Direct deposit available
  
• ATM/Debit card available
  
• Telephone Banking Service available 24 hours
  
• $100 minimum opening deposit
  
• Automatic transfers
  
• No minimum balance required
  
• No per check charge
  
• Account maintenance fee per month
  
• No activity charge

PEOPLES 50 CLUB ACCOUNT

• Detailed monthly statement with images of checks and deposits
  
• Free direct deposit for Social Security, Retirement, and Payroll deposits
  
• ATM/Debit card available
  
• Telephone Banking Service available 24 hours
  
• No minimum opening deposit
  
• Automatic transfers
  
• Minimum daily balance of $1,000 to earn interest
  
• No activity fees
  
• Free 50 Club checks
  
• 25% discount on small and medium Safe Deposit Boxes
  
• Parties and trips especially designed for Senior Citizens

STUDENT CHECKING

• Designed with students in mind
  
• Detailed monthly statement with images of checks and deposits
  
• ATM/Debit card available
  
• Telephone Banking Service available 24 hours
  
• No minimum opening deposit
• Automatic transfers
• No minimum balance required
  
• No activity fees for first fifteen checks per statement cycle
  
• Under 18 must have a co-owner

NOW ACCOUNT

• Detailed monthly statement with images of checks and deposits
  
• Direct deposit available
  
• ATM/Debit card available
  
• Telephone Banking Service available 24 hours
  
• $100 minimum opening deposit
• Automatic transfers
• Minimum daily balance of $1,500 to earn interest
  
• No maintenance fee will apply if you maintain a balance of $1,500 or more every day of the statement cycle. Otherwise, a maintenance fee plus a check/debit fee will apply

MONEY MARKET ACCOUNT

• Detailed monthly statement with images of checks and deposits
  
• Telephone Banking Service available 24 hours
  
• $100 minimum opening deposit
  
• Automatic transfers
  
• Minimum daily balance of $2,000 to earn interest
  
• No maintenance fee will apply if you maintain a balance of $2,000 or more every day of the statement cycle.
  
• Withdrawals in excess of six per statement cycle will incur a service charge

MONEY MARKET PLUS ACCOUNT

• Detailed monthly statement with images of checks and deposits
  
• Telephone Banking Service available 24 hours
  
• $25,000 minimum opening deposit
  
• Automatic transfers
• Minimum daily balance of $25,000 to earn interest
  
• Pays higher interest rates for $50,000 and up
  
• No maintenance fee will apply if you maintain a balance of $25,000 or more every day of the statement cycle
  
• Withdrawals in excess of six per statement cycle will incur a service charge

REGULAR SAVINGS ACCOUNT

• Detailed Quarterly Statement
  
• Direct deposit available
  
• Telephone Banking Service available 24 hours
  
• $50 minimum opening deposit
  
• Automatic transfers
  
• No maintenance fee will apply if you maintain a balance of $500 or more every day of the statement cycle
  
• Minimum excessive withdrawal fee will be charged for each check/debit transaction in excess of one per month
  
• An account closing fee will be charged if the account is closed within six months of opening

MOOLA MOOLA SAVINGS ACCOUNT

• Detailed Quarterly Statement
  
• Direct deposit available
  
• Telephone Banking Service available 24 hours
  
• $10 minimum opening deposit
  
• Automatic transfers
  
• Special gift for the child when the account is opened
  
• Periodic parties for Moola Moola members
  
• An account closing fee will be charged if the account is closed within six months of opening

CHRISTMAS CLUB SAVINGS ACCOUNT

• Direct deposit available
  
• Telephone Banking Service available 24 hours
  
• $10 minimum opening deposit
  
• Automatic transfers
  
• Special savings plan for the next Holiday Season
  
• No service charge
  
• An account closing fee will be charged if the account is closed before maturity.